Making smart decisions about your money may ensure that it provides returns for you and your family for many years to come. If you don’t know where to start, then our highly qualified advisors are here to help with impartial and unbiased advice.
Private Wealth Management from Prosperity Wealth
Our services are as individual and unique as you are. We understand that every person’s finances are different as are the goals that they have for the future. We offer bespoke services; we listen and learn about your current financial position before we provide recommendations on the right options for you.
Our trusted colleagues specialise in different areas of wealth management, giving you access to a well-rounded team of advisers to draw upon. You’ll be put in contact with the best member of the team for your needs, whether you want to manage your retirement fund or apply for a mortgage.
We have 80 team members managing over £1 billion for our clients. We’re tried, trusted, and award-winning so get in touch if you’d like our help. We’ll arrange a courtesy discovery meeting at our cost to get to know more about you before we proceed with offering our services.
Our team are professional and easily contactable. Whether you have a quick question about investments or require our help with your mortgage, we’ll treat you with the utmost respect and furnish you with the relevant information.
We’ve won awards for many aspects of our business, including customer care, financial planning, pension transfers, and more. We’re proud of our team and we are sure that you’ll enjoy working with them to formulate a financial plan.
What can our Wealth Management Services help with?
We offer a wide range of resources to assist you in building a brighter financial future. We can help you manage your retirement funds, investments, inheritance tax, and protection.
If you have funds in multiple retirement pots and wish to consolidate them or given them some meaning, then we can assist you in this. Our investment team will help you to prepare for your retirement to ensure that you’ll be comfortable in the long term.
We can also assist you with estate planning, to maximise the legacy that you leave to others in the event of your passing. We’ll help you to minimise your inheritance tax bill with smart financial decisions that keep you in control of your money.
Our mortgage advisers are also on hand to help you with any borrowing that you have planned. We can help you through the process of securing your first mortgage right through to equity release if you’re over 55.
Making your money work to bring you returns is our speciality, whether that’s money you plan to leave to family or cash that’s sitting in a pension.
Throughout your working life, many people will accumulate a number of pensions from their workplace or from a private pension. Our advisers are available across the UK and can help to review your pension(s), the value of your fund and what you can expect to receive when the time comes. This can include pension transfers, should your adviser believe that your prospects could be improved by moving elsewhere.
At Prosperity Wealth, our advisers can work with you to put together an investment strategy that fits your goals. Whether you’re looking to generate income or invest for growth, we can help you on your way.
Later Life Support Service
You will meet one of our SOLLA accredited advisers to discuss your situation. We offer this meeting in person, telephone or via video conferencing.
Currently, tax is payable on estates valued at £325,000 or over at a rate of 40%. Over a lifetime, you may have acquired assets including a home, pension, savings and shares. There are many legal ways to reduce this bill, such as by leaving smaller gifts, which can help maximise the value of your legacy.
Financial protection can cover a number of options, from life assurance to income protection, critical illness cover to private medical insurance. Designed to help relieve the financial burden on yourself and your loved ones, we can talk you through your choices.
Benefits of Independent Financial Planning
We offer impartial advice that covers many providers, we’re able to help you compare products and services without a vested interest in the company you choose.
This gives you more options to select from, and peace of mind that our services are entirely impartial. When making financial decisions, you want to have all of the options and information laid out for you before you select a service. This is exactly what we offer at Prosperity Wealth.
Our services are regulated by the Financial Conduct Authority, giving you additional peace of mind that we’re the right people to manage your money.
Navigating financial choices can feel like a minefield at times, with so many options and terms to consider. Our advisers are highly skilled at helping you to compare your options and making sense of the jargon that many financial institutions use.
If you’re not keeping an eye on your money and using it wisely, then you’re probably missing out. Over the course of years this can amount to a lot of cash in missed investments, unnecessary mortgage fees, and unloved pensions. We give you the information that you need to make the best financial decisions to benefit you and your loved ones for years to come.
Our role in your financial decisions is to help and advise, not to steer you towards a decision. We want to give you the information that you need to make a decision, without any bias. Our processes are entirely transparent and we’re always happy to explain why we suggest a certain product or course of action.
We’re highly experienced and have helped a huge number of clients to make big financial decisions. Please arrange a consultation with us today if you would like to know more.
‘The value of your investments can fall as well as rise.’
‘Your home may be repossessed if you do not keep up repayments on your mortgage.’