Cost of advice
Simple, transparent fees
1. Initial Meeting
The initial meeting is at our cost. You will meet one of our expert advisers to discuss your current financial position. We will establish the facts and find out more about you. Looking to the future, we will get to know your financial aims and long-term goals.
We will discuss your attitude, tolerance and capacity for risk.
2. Research & Background Work
Following on from our initial meeting, we may need to liaise with your existing product providers to confirm your current financial circumstances. We will gather all of the relevant details and analyse your current investments to assess whether they fit your objectives.
We will research whether any improvements can be made to your financial plans and communicate this to you.
3. Recommendations & Implementation
Next, we will prepare a comprehensive report providing recommendations on what changes are needed to your financial plans. You will meet with your adviser to talk through the findings so that our recommendations can be explained in further detail. Following the meeting, you will have a clear idea of where to place additional investment or what to do with your current investments in order to meet your future financial goals. Together with your adviser, you will come to an agreement on how to move forward with your financial plans.
Should you agree to follow the recommendations, you will be charged 3% of the value of the investment. We will ensure that any recommendations are implemented and all necessary paperwork is completed.
4. Prosperity Pathway
Once your financial plans have been put in place, you will receive confirmation from the relevant providers to confirm any new investments have been made and transfers have been completed. From here, you will have regular face-to-face review meetings where you will be guided through the Prosperity Pathway.
You will be charged a fee of 1% of the funds under management for the ongoing work involved. Your adviser will ensure that your objectives continue to be met, you will be provided with regular valuations and we will constantly review market options to ensure that your investments are working for you.