Pension Advice Birmingham - Pension Advisors

Birmingham

Pension Advice

Prosperity Wealth can help you if you are looking for pension financial advice in Birmingham.

On the outskirts of Birmingham, just off the M5 motorway, Prosperity Wealth has been managing pensions for individuals and businesses for many years.

We currently have over £1bn in funds under management with over 5000 clients, and our local pension advisors (over 60 of them) are available to provide you with a pension review.

Help with Pensions in Birmingham

There are many reasons why you might need help with pensions in Birmingham, and Prosperity Wealth is here to guide you if you:

Are unsure what your pension value is.
Want to withdraw a tax-free cash sum from your pension.
Want to know how much you can drawdown from your pension each month.
Want to know what age you can withdraw your pension.
Want to know how your pension is performing.
Would like to understand what to do with multiple pensions.
Want to know what your pension will be worth at retirement.
Need to understand pension management fees and charges.
Require a new pension.
Would like to understand the different types of pension.
Would like to know more about pension investments.
Are worried about your pension.
Are looking to provide employees with a pension and auto-enrolment.

Our Birmingham Pension Service Is Here To Help

Whether you are nearing retirement, mid-career, or a budding professional, we can help you to understand how to plan for retirement and answer any questions you may have.

Prosperity Wealth also offers comprehensive employee benefits support, so we can help your company to manage pension auto-enrolment, attract the best talent, retain, and incentivise your team.

Prosperity Wealth Pension Advisors in Birmingham

As FCA-regulated pension advisors in Birmingham, we are committed to providing clear steps when we review your pension, so you understand your pension choices and feel comfortable with any decisions and fees. Your pension review process:

Your pension review will be at our cost and will be focussed on understanding your current pension policies and aspirations for retirement. We also discuss risk with you, so we can understand what type of pension investment is right for you.
We’ll then analyse and research your current pension policies and options.
We’ll present a plan to you and be clear about our management fees.
We’ll take care of all of the paperwork for you.
You’ll hear from us regularly moving forwards with updates on your pension plans.

Why Are Pension Plans Important

As the years go by, it’s easy to assume that the pension that you have been paying into every month will provide a good monthly pension when you retire.

A pension, however, requires management over time, with regular reviews to look at how your pension is performing, whether the type of investment needs to change, and if you need to pay more in each month to achieve your ideal retirement pension.

Our Pension Advisor Services

Expert Pension Planning Team in Birmingham

Expert pensions planners, our advisors are friendly and knowledgeable -- providing jargon-free pension advice so that you can feel in control of your retirement.

Proven Pension Advisors in Birmingham

With £1bn in funds under management and over 5000 clients, we’re proud of the reputation we’ve built within the Birmingham area, with our clients regularly recommending our services to friends and family.

Clear Pension Advice That You Can Understand

We have a proven process for pensions reviews, which takes you through each step with minimal stress and makes the pension facts and fees clear.

FCA-regulated Pension Reviews in Birmingham

All of our pension advisors are fully qualified, accredited, and regulated -- you’re in safe hands.

Pension Drawdown In Birmingham

If you would like to draw down your pension, it’s important to understand that each pension is different, with different rules and fees.

The majority of pension schemes allow you to draw down a percentage of your pension from a set age, so you can start receiving money each month or in a lump sum to help you pay your bills or to enhance your lifestyle.

As mentioned earlier, though, it’s worth speaking to a pension advisor, as you might incur exit fees, tax liability, or devalue your pension pot in the long-run by withdrawing funds early.

Tax Free Cash Pension

If you’re considering drawing down a lump sum from your pension, then you might be wondering whether it will be tax free.

The rules for tax allowance change regularly, but the majority (not all) of pensions provide the facility to take a tax-free percentage out of your pension.

Why Choose our Birmingham Team?

Any financial matters, including pension planning, require trust. At Prosperity Wealth, it’s important to us that you get to know our business, understand our core values and, most importantly, get to know your pension advisor.

You’ll have a pension advisor that is local to Birmingham, which makes it easy for you to pop into our offices, for us to come to you, or for us to meet somewhere in between if it’s safe to do so.

We also offer remote services, so you can choose what’s best for you. You’ll have a direct connection with your local pension advisors for any questions you may have.

We make it our personal mission to do the very best we can for each and every client.

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Pension Advice in Birmingham