Pension Advice in Worcester

Worcester Pension Advisors

Pension Advice

As pension advisors, we provide recommendations and guidance to help you get the most out of your pension.

With over 80 advisors on hand, our team of experts here at Prosperity Wealth are available to speak to you about any of your pension and retirement concerns.

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Help with Pensions in Worcester

We understand that getting to grips with your pension can be difficult, which is why Prosperity Wealth is here to guide you. If you need help understanding or managing your pension, then look no further. Our clients come to us for many reasons, including:

To know their pension’s value.
To withdraw a tax-free cash sum from their pension.
Further understand a pension drawdown.
Plan at what age they can start withdrawing their pension.
Manage how their pension is performing, and what options they have.
Understand what to do with multiple pensions.
Increase knowledge of what their pension will be worth by their proposed date of retirement.
To understand pension management fees and charges.
Examine new pension possibilities.
To understand different types of pensions.
Looking to know more about pension investments.
Begin planning to provide employees with a pension.

Why Pension Planning Is Important?

Whatever questions you have, our team will have the answers.

Particularly in today’s financial climate, it is essential that you are well-informed about your pension so that you are well-prepared for the future. As the years go by, it’s easy to allow your pension payments to become automatic and to assume that they will produce a good monthly pension for you when you retire, but your future can’t rest on assumptions.

A successful pension needs to be managed and reviewed regularly to ensure that it will take care of you in the future.

FCA-Regulated Pension Advisors in Worcester

Our friendly and experienced team of pension advisors at Prosperity Wealth have been managing pensions for people and businesses for many years.

As FCA-regulated pension advisors, we are committed to transparency and trust. We will always ensure that you understand your different pension options and feel confident when making those all-important decisions about your pension.

We leave out the jargon to ensure that you understand every aspect of our advice, leaving you in control of your retirement – without the stress.

Our Pension Advisor Services

To help you understand how we help, we have summarised the process in four clear steps:

The Best Retirement Income Plan For You

In your initial pension review, we will focus on understanding your situation, the current policies you have in place, your goals for retirement and your feelings about investments.

Providing Expert Financial Advice in Worcester

We will evaluate the information you have given us and explore options to find what would work best for you. We will present you with viable options in order to put together the best bespoke plan for you.

Put Your Pension Plan Into Action

We will do all of the paperwork for you so that everything is in place.

We Will Continue To Manage Your Pension Plan

We will remain in touch, updating you as we regularly review your pension plan.

Why Choose Our Worcester Team?

Planning your pension is planning your future, and we want you to feel assured that you are gaining advice from people you know and trust. That is why we are so proud of our local partners, who are available across the UK, including Worcester. They provide every opportunity to assist you with expert financial advice.

Having managed over £1bn in funds for over 5000 clients, we are proud to have built our reputation for success by helping local people to get the most out of their money.

Pension Drawdown in Worcester

Every pension has different rules when it comes to withdrawing.

Most pension schemes will allow you to begin a pension drawdown with a percentage of your pension when you reach a specified age, even if you are still working, which you might wish to use to make improvements on your house or gift to grandchildren.

However, it is essential that you gain expert advice before proceeding, as you could inadvertently devaluate your pension or incur unwanted fees or taxes.

Tax Free Cash Pension

The rules for tax allowance change frequently, so this too should be discussed with a pension advisor, but most pensions allow for individuals to withdraw a percentage of the funds tax-free.

Our advisors in Worcester will be able to help you with the fine print of your pension, showing you what your options are and helping you to make sound financial decisions so that your pension scheme remains lucrative.