David Hadley’s Time Machine

By David Hadley

VouchedFor Top Rated Independent Financial Adviser David Hadley shares with us what money and personal finance tips he'd go back and give to his 21-year old self if he had a time machine. Check them out below...

- There's more money out there than you realise!

- If you save on pay day, you won’t miss the money throughout the rest of the month!

- The pension you moaned about putting £50 a month into, is now worth £50-100k!

- Swap one night out each month with saving into as ISA and you’ll avoid emergency credit card / overdraft spending; especially when the washing machine in the flat dies... (technically it just favoured washing the floor instead of clothes) shortly followed by the demise of the tumble dryer…


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