We offer a FREE initial consultation for all our services.

Prosperity Wealth have considerable experience in helping customers maximise their finances.

Equity Release

For many of us our home is our biggest asset. If you are aged 55+ and would like to free up money in your home, then you may wish to consider Equity Release as an option. Prosperity Wealth Ltd can advise on the best way forward whether it be to pay for holidays, home improvements, pay off mortgage/debt or lend a helping hand to your children/grandchildren.

A cash lump sum or income from an equity release scheme may reduce the borrower’s eligibility to state benefits.

An equity release scheme will reduce the value of the borrower’s estate and may leave nothing to pass on as an inheritance.

Equity Release is regulated by the Financial Conduct Authority

Prosperity Wealth Ltd offer products from the whole of the market place and will only advise and make a recommendation after completing a full assessment of needs.

The initial consultation is free of charge. If you wish to proceed there will be a fee charged. The fee will depend on your circumstances and typically would be £695 payable on completion. You have the option to pay us a fee and receive any commission we receive from the equity release provider. If you choose this option the estimated fee would be £1,000.00.

Home reversion plans and lifetime mortgages are complex products. To understand the features and risks, ask for a personalised illustration.
Your home or property may be repossessed if you do not keep up repayments on your mortgage