Prosperity Wealth was founded in 1995 and has now grown into a successful business comprising a team in excess of 30. The team includes advisers specialising in Pension, Investments, Protection, Commercial Finance and Residential Mortgages.
In total we can offer over 200 years’ experience in the financial services and banking world.
Prosperity’s aim is to help our clients build and retain the wealth that they create. We do this by working closely with our clients and, where appropriate, their accountants/advisers to seek the best way forward. Our clients come from every walk of life. We specialise in businesses, their owners and employees. We also have many clients with everyday occupations or who have retired, some even living abroad.
Prosperity Wealth Ltd is authorised and regulated by the Financial Conduct Authority.
We are totally independent Financial Advisers for all our Financial Services products.
The Financial Ombudsman Service is available to sort out individual complaints that clients and financial services businesses aren’t able to resolve themselves. To contact the Financial Ombudsman Service please visit www.financial-ombudsman.org.uk
Paul is the Financial Director at Prosperity. He joined the company in 2005 from HSBC, where he was a regular attendee on the overseas conventions for “top performing” advisers. Specialising in pension and investment advice to individual and corporate clients.
Matt has a background in both banking and financial services. He specialises in providing pension advice to both individual and corporate clients. Matt is Prosperity Wealth’s Compliance Director and is a Chartered Financial Planner.
Matt has spent a number of years in the banking and financial services industry. He is a Director of Prosperity Wealth providing financial planning service to both individual and corporate clients.
Richard joined Prosperity in 2005 having had a successful career with HSBC. Specialising in pension and investment advice, he is a director and senior adviser within the business and holds the Diploma in Financial Planning.
Gary has worked in financial services since graduating in Financial Economics from Swansea University in 2007. He joined Prosperity Wealth in 2009 as a Mortgage Adviser. He holds a Diploma in Financial Planning and advises on all areas including pensions, investments, mortgages and protection.
|Andrew joined Prosperity in 2009 and is qualified to a Diploma level in Financial Planning|
Adrian has 20 years of experience in Financial Services and joined Prosperity in 2008. Adrian has a background in banking, having previously worked in the Wealth division of HSBC. In June 2011 he gained a Diploma in Financial Planning.
David has 12 years experience in financial services having covered areas including mortgages, pensions, investments and inheritance tax planning. He holds the industry standard Diploma in Financial Planning and intends to add further qualifications through the CII.
Gary has been with Prosperity since 2007, prior to this he has advised both individual clients and businesses at HSBC and Abbey National. Gary is currently qualified to Diploma Level and is working towards achieving Chartered Financial Planner status.
A Chartered Financial Planner and Fellow of the Personal Finance Society, the highest designations awarded by the Chartered Insurance Institute, Karim has over 15 years experience of providing high quality financial advice. He specialises in investments and retirement planning, insurance protection, inheritance tax and long term care planning. He also holds the Investment Management Certificate.
Mark joined Prosperity Wealth in 2009 as a Mortgage Adviser before beginning to advise on all areas in 2011. Having obtained the Diploma in Financial Planning in 2012; Mark now specialises in providing protection, investment and retirement advice to both individual and corporate clients.
Steve, ACIB qualified 28 years previous experience as a Commercial/Branch/Area Manager at HSBC. Now managing our Introducer links, maintaining close working relationships with existing and new Introducers. With his banking background can source Commercial Finance deals for clients.
Formerly a senior Director of Birmingham IFA “Fiscal Independent”, before its 2007 acquisition by “Prosperity”, Stuart is a highly experienced and qualified financial planner with 25 years experience of providing specialist advice to ‘high net worth’ individuals and their families.
Trevor has worked in financial services for over 20 years across Banks, Building Societies and now with Prosperity Wealth. He has provided advice since 1995 across all areas of personal financial planning and now specialises in personal pensions and investments.
Formally a senior adviser with Birmingham IFA ‘Fiscal Independent’ before its acquisition by Prosperity in 2007, Barry has over 20 years experience in Financial Services. Specialising in retirement, protection and investment advice and planning.
With over 33 years financial services experience gained as an ACIB qualified banker and then as an adviser for the past 17 years with the DipPFS qualification, David’s expertise has benefitted both his personal and corporate clients.
Keith has specialised in financial planning since 1995 when he gained his first regulated advice qualification in Mortgages and PEPs. After spending 26 years with Midland/HSBC Keith joined Prosperity in 2007 and works closely with clients to enhance their wealth.
Roger G Nickless
Previously a senior manager with International Life Company and with 15 years in the ‘Independent’ sector Roger has a wealth of experience in financial planning. Holding the Diploma in Financial Advice he specialises in the pre and post retirement sector.
Warren joined Prosperity in 2008. He has 23 years experience in financial services, including 15 years in retail and commercial banking. Warren advises clients, personal and corporate on a wide range of financial requirements including Retirement, Investment and Protection planning.
Mark has worked within the Banking and Financial Industry for 25 years and is proud to continue his career with Prosperity. He has offered Independent Financial Advice for many years working within the Private Client arena, specialising in delivering advice within Investment Creation and Management, Retirement Saving and Inheritance Tax Planning,explained in a straightforward manner.
Nick has spent over 15 years working within financial services and has recently chosen to move to Prosperity. Nick is able to continue to offer Independent Financial Advice dealing with Investments, Protection and Retirement planning. Nick prides himself on strong and open relationships with his clients and currently holds a Diploma in Financial Planning.
Richard has 28 years financial services experience from a personal and commercial banking background. Holding ACIB banking and Diploma financial advice qualifications he is currently managing Prosperity’s Workplace Pension proposition as well as giving advice on investments and protection to his own clients.
Wayne has spent over 20 years within the financial services sector as an adviser and then a manager. Wayne is able to offer Independent Financial Advice and deal with Retirement, Investment and Protection planning . Wayne builds strong relationships with his clients over a number of years by working with them to help plan their finances. He holds the Diploma in Financial Planning.
Martin Borley joined Prosperity Wealth from Halifax Bank, where he was a senior mortgage adviser. Martin brings with him a sound knowledge of what the lenders are looking for, this gives him a unique insight to enable him to source the right product for his clients but now from a “whole of market” base; he will advise his clients on how best to keep their house and mortgage properly protected.
Alan has worked within financial services for over 30 years and is proud to continue his career with Prosperity. Alan has experience in dealing with Private Clients, having spent many years advising “high net worth” individuals. He specialises in providing advice on all areas of investment, Inheritance Tax and Trusts and is passionate about building, developing and maintaining relationships with his customers, some of whom have been with him for almost 20 years.
James joined Prosperity after graduating with a BA(hons) in Business Management. He can advise on mortgages, protection, pensions and investments.
Rachel has enjoyed 19 years in the financial services industry. She is a Chartered Financial Planner and has gained invaluable experience dealing with private and corporate clients, advising on all aspects of financial planning. She holds specialist qualifications in Equity Release and Long Term Care.
Chloe has worked in the Financial Services industry for 8 years. Originally starting in the Case Prep team, Chloe completed her Diploma in 2012 and has since moved onto Advising. She is able to advise on all areas of financial planning and holds specialised Retirement planning qualifications.
Nigel has 14 years of experience within the banking and financial services industry previously with TSB, NFU Mutual and HSBC before recently joining Prosperity Wealth. Nigel advises on all areas including pensions, investments and protection.
Simon advises in all areas including investments, pensions, protection and IHT planning. He has 25 years’ experience in Financial Services, having previously worked for both a major life assurance company and UK Bank. Simon has also previously worked in Compliance and holds the full Diploma in Financial Planning
Garry has 16 years’ experience in Financial Services across Banks and Building Societies and now with Prosperity Wealth.
He specialises in Investments, Retirement planning and Protection Insurance.
He holds the Industry Standard Diploma in Financial Services and intends to add to his qualifications.
Phil is one of Prosperity Wealth’s award winning chartered financial planners, specialising in providing advice to private and corporate clients in a range of areas including pensions, investments and Inheritance Tax planning.
He has worked in the industry for over 16 years, having gained experience in small and global companies, and has attained the highest accolade of Fellowship status with the Personal Finance Society.
Mike has recently left NatWest having completed a few months short of 40 years service.
He has worked in the commercial banking environment for the past 10 years, supporting his customers
with not only their financial needs but also using his wide network of contacts.
He brings this experience to Prosperity Wealth and is looking to develop our commercial finance offering to our clients.
Chris, ACIB, has over 32 years Corporate Banking Experience with Barclays Bank PLC having now retrained and obtained the ACifs qualification to offer Retail Financial Advice. This coupled with his Corporate expertise will enable him to offer Personal and Corporate advice for Investments, Pensions, Protection and Corporate borrowing needs.
Simon has a career of over 17 years in Financial Services. During this time he has worked in Banc assurance, as an IFA, Mortgage adviser and Private Client manager. Simon enjoys using his experience in all areas of financial planning to benefit his clients and prides himself on providing an excellent client service
John FCIB & Cert CII joined Prosperity in December 2016 as Employee Benefits Manager and has 40 years experience in Financial Services including 30 years in Building Societies with Nationwide and Coventry. He advises both individual and company clients on a wide range of employee benefits including private medical insurance & cash plans.
Richard has worked in the financial services industry for 30 years. Previously working for the West Bromwich Building Society and as an IFA. Richard joins Prosperity Wealth as an Employee Benefits specialist, with particular emphasis on private medical insurance & health cash plans.
Andrew has previously worked for companies based in Birmingham offering advice to both private and corporate clients. Having gained a wealth of experience in different roles, he now specialises in pension, investment and protection planning.
Lianne has been working at Prosperity since 2015, starting in the finance industry in 2014 after she attained her degree from Newman university in Birmingham and has since gained the professional qualification in mortgage advice. She has worked her way up from paraplanning and is currently working towards her Diploma in Regulated Financial Advice.